That is BS! If you're hit and it's not your fault your insurance shouldn't go up. That is the second reason you have insurance. The main reason is so if you hit someone you don't have to fork out all the money.

Even if it's a hit and run and you are in the car, your rates should not go up. Keep calling them and tell them you want to talk to their supervisor until you get to a person that will do something for you.

If not, tell the person you are speaking to that keeps giving you crap you want to talk to the customer retention department because they are not helping you.

Logansportage <img src="/forums/images/graemlins/patriot.gif" alt="" />

White 1998 4 door KIA Sportage 4x4 w/Eibach 2.5 spring lift and TJ rear coils, 4crawler 1.5 body lift, Monroe Sensa.trac shocks, Bosch 4+ plugs, Eaton LSD, 31x10.5x15 BFG KM tires, 2.5 cat back exhaust w/SpinTech muffler